10 Reasons Why Renting Might Be Costing You More Than Buying
Posted on Mar 31, 2025
Renting might seem like the safer or more flexible option, but in many cases, it could actually be costing you more in the long run—especially here on Vancouver Island. If you’ve been sitting on the fence about whether to rent or buy, here are 10 compelling reasons why buying a home could be the smarter financial move.
1. Your Rent Goes Up—Your Mort...
5 Secrets to Speeding Up the Closing Process on Your Home
Posted on Mar 25, 2025
Closing on a home can feel like the final stretch of a marathon—you’re almost there, but not quite across the finish line. Whether you’re selling or buying, the time between an accepted offer and the actual closing date can be filled with delays, paperwork, and surprises. But it doesn’t have to be that way.
Here are five proven secrets to help speed...
7 Hidden Costs of Buying a Home (and How to Budget for Them)
Posted on Mar 19, 2025
Buying a home is an exciting milestone, but many buyers are caught off guard by unexpected costs beyond the down payment and mortgage. To avoid surprises, here are seven hidden costs of buying a home and how to budget for them.
1. Home Inspection Fees
Before finalizing a purchase, a professional home inspection is crucial to uncover potential issues...5 Ways to Determine How Much House You Can Afford
Posted on Mar 17, 2025
Buying a home is one of the biggest financial decisions you'll ever make. But how do you determine how much house you can afford without stretching yourself too thin? Here are five key ways to assess your budget and make a confident purchase decision.1. Use the 28/36 Rule
Financial experts recommend that your monthly housing costs (including mortgag...10 Common First-Time Homebuyer Mistakes and How to Avoid Them
Posted on Mar 03, 2025
Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make costly mistakes that can affect their finances and future homeownership experience. To help you navigate the process, here are 10 common first-time homebuyer mistakes and how to avoid them.1. Not Getting Pre-Approved for a Mortgage
The Mista...7 Steps to Ensure You Qualify for a Mortgage in Canada
Posted on Feb 11, 2025
Buying a home in Canada is an exciting milestone, but getting approved for a mortgage can feel overwhelming. Lenders have strict requirements, and a small misstep can derail your approval. The good news? You can take clear, actionable steps to boost your chances of qualifying. Here’s how to position yourself for mortgage success in Canada.